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Employers in the hospitality industry have a substantial investment not only in their properties and equipment but also in their people, service reputation, and brand identity. At Gallagher Bassett, we understand the consistent work that goes into growing a successful hospitality business and the importance of protecting your assets from the variety of risks inherent in day-to-day business operations.
Whether it be for property damage caused by natural disaster, a case of food poisoning or allergic reaction, an employee slipping at the pool, or a guest falling off exercise equipment, we support our clients with best-in-class claims management and a comprehensive suite of risk management solutions to prevent future incidents.
Some of the claims management amenities we offer include
Claims and Risk Management Simplified
Gallagher Bassett established the GB Specialty Executive & Professional Liability practice area to bring enhanced focus to managing employment related claims and litigations. We partner with you to manage your current EPL claims, to provide education and training, and to create risk management strategies that decrease escalation and reduce friction between claimants and your company.
Emerging and Evolving Risks
The last few years have brought a lot of change for employers. Businesses in every industry have seen an uptick in the frequency and severity of employment claims. Some recent trends that have brought about this rise in claims are attributed to employees working from home and returning to the office, talent gaps and staffing shortages, and wage and hour tracking.
The most common employment practices liability exposures include the following:
How are rising EPL matter affecting your business?
Increased exposure to financial and reputational damages
Climbing defense costs
Ever-increasing allocation of internal resources to resolve disputes
Average decrease in defense costs
Claims closed without incurring defense costs or engagement of counsel
Experienced EPL claims professionals
Our EPL Team is Your EPL Team
We actively work with you to navigate your EPL insurance coverage, ensure you are getting the full benefit of the policy for your claims, assist with settlement negotiations, and orchestrate resolutions at or below targeted goals.
An emphasis on collaboration and trust enhances our business relationships and has proven invaluable in evaluating risk and indemnity and reducing claims costs. We have lowered defense costs by up to 45% via establishing negotiated rates with defense counsel and resolving matters without the need for outside counsel.
And our team of experience EPL claims professionals can expertly manage your claims in all jurisdictions.*
We have handled more than 15,000 EPL claims for a wide variety of public and private entities. Examples of insures include healthcare facilities, retails establishments, law firms, staffing companies, and car dealerships.
GB Specialty’s team handles claims expediently and efficiently, taking each stakeholder’s specific needs and requirements into account. We proactively keep you informed regarding the status of each case and provide timely responses, ensuring you feel confident your claims are in good hands.
*Except Puerto Rico
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EPA-certified consulting services
Our staff is certified by the U.S. Environmental Protection Agency (EPA) to engage in lead consulting services and collect paint samples for analysis for the presence of lead.
Our testing and consulting services include:
In construction programs, our investigations include the collection of paint chips for laboratory analysis. Lead sampling will normally include the collection of paint chip samples from all interior and exterior building components, including structural steel. Samples are analyzed in accordance with EPA Method 7000b, using Flame Atomic Spectrophotometry (AAS) by a laboratory which participates in the National Voluntary Accreditation Program.
Lead in the construction industry is regulated by OSHA under the "Lead in Construction Rule", 29 CFR 1926.62, which specifically addresses worker exposures to airborne lead.
Other federal and state regulations address the disposal of construction/demolition debris which may contain lead.
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